What the 1 percent thinks about you

It's all so easy if you're part of the one percent.

(Reuters) - I asked a financial services executive recently how our retirement saving system can be considered a success, considering that all but the highest-income households are approaching retirement with next to nothing saved.

His reply: "They don't have any money while they're working, so why would they have any money in retirement?"

It's just that simple. If, like 45 percent of Americans, you're of working age and you don't have a retirement plan, well that's your problem. You can just eat cake when you get old. Because the only the rich deserve to have comfortable retirements.